Our Founder and Managing Director, Garrett, was interviewed by Ixa Nembang in the Hot Seat in Enfuce‘s sauna at the Fintech Talents Festival in London to talk about Payments and Fintech.
Garrett shares insights on:
- His career journey from traditional banking to fintech entrepreneurship and his current advisory roles
- Key takeaways from panels on open finance and data-driven lending, including debates on whether banks should charge for API access to customer data, Oak North’s innovative approach comparing lending monitoring to a doctor’s practice (focusing on customers showing signs of distress), and the importance of using open data to drive more inclusive lending decisions
- The increasing importance of partnerships in financial services as complexity grows
- Critical trends, including legislative developments in open finance, the importance of seamless payment experiences, and forward-thinking approaches to innovation
The conversation highlights how rising customer expectations and payment complexity are making strategic partnerships more essential than ever in the financial services ecosystem.